onhycn9o9 发表于 2015-6-3 05:29:32

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(Reporter Wang Lina) yesterday Reporters learned from the West Side Court, Bank of Beijing to prosecute people with intellectual disabilities malicious overdraft credit card case is pending. Mentally retarded person named Ma using credit card bank overdraft Beijing million yuan. Bank accused of lax review of the families, to the limited capacity of the person issuing credit cards.
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According to relatives introduced named Ma,http://repository.kulib.kyoto-u.ac.jp, named Ma congenital mental problems, his father died young, his mother Jin Weisheng by retirement. 33-year-old named Ma a few years ago was only arranged at the community hospital cleaners,chaussures louboutin hommes, wages are now only 1,abercrombie france,100 yuan. Family members said, continues to receive a credit card bill at home from the beginning of 2009, before we know named Ma in Beijing Bank and China Everbright Bank (microblogging) handled a total of four credit cards. Family memories, named Ma in Beijing Bank a credit card is guided by a staff member of the sheet to apply. "He does not know the credit card consumer needs also account,http://www.auto-tsukamoto.com/hpgen/epad/epad.cgi?mode=view&no=541&res=1&page=0, you spend money to buy several cell phone." The families said. Initially, named Ma's mother also account for him, until last May, has been named Ma in the two banks of the principal owed more than 30,louboutin femme,000 yuan,http://photosir.cn/home.php?mod=space&uid=6589, after no longer able to help mothers also named Ma named Ma's relatives.
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Relatives named Ma said that the bank should not be an intellectual disability card, according to the "credit card business management approach",http://gifu.awa-nav.com, only with full civil capacity of citizens to apply for a credit card. Therefore,louboutin soldes, named Ma family members had identified the court application, the conclusions show named Ma to moderate mental retardation, the court ruled that recognize it as limited capacity.
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In August this year, named Ma received a court summons. Beijing Bank named Ma sued named Ma 14,000 yuan to pay the principal of and interest and late fees generated a total of 3 million yuan.
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Recently,http://cgi.kansenki.net/bbs/kansenkibbs.cgi, the court hearing the case the first time. Named Ma family members accused the banks do not have the full civil capacity to handle credit card named Ma, lax review, the contract should be invalid. According to "credit card business regulatory measures", the bank should be fully verify the applicant's financial position, and confirms that the applicant has a steady job,nike air max pas cher, a stable source of income or a reliable repayment guarantee, banks did not let named Ma to provide proof of financial condition of wages strip and other necessary documents. The agent bank, said it was not clear for the mentally handicapped named Ma.
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Yesterday afternoon,http://bbs.izjx.com/home.php?mod=space&uid=245306, the reporter contacted on the matter, Bank of Beijing, but as of this writing has not yet been answered. Support Beijing Bank Credit Card Center, said, banks will be asked to apply when the issuer to provide valid proof of identity and work, she suggested that people with intellectual disabilities do not apply for a credit card,http://gifu.awa-nav.com, or not timely repayment will result in fines and other costs and affect their credit. It is understood, named Ma Everbright Bank credit card principal owed nearly 2 million, currently being in debt collection.
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The case is pending,http://bp.ctxlsj.com/thread-6248632-1-1.html.
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